Apply Personal Loan With Low Credit Score

LightStream unsecured loan overview

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Low fixed rates from 6.24% to 24.89% APR 

Open up a world of possibilities with a low-interest unsecured loan. Improve your home, consolidate debt, or manage big expenses. Good-to-excellent credit required. 

Get rewarded for financial responsibility

We only approve good-to-excellent credit profiles for LightStream unsecured loans. Your stable financial track record deserves low rates and superior service. You can borrow between $5,000 and $100,000 for an unsecured personal loan. As part of our loan approval process, we look at factors including your credit score, credit history, assets, debt-to-income ratio, and payment history.

What are the benefits of a personal loan?

Personal loans can give you quick access to funds for your one-time financing needs. We consider your credit score, debt-to-income ratio, credit history and other factors when making approval decisions.

Currently clients can borrow from $1,000 to $50,000 for a term of 12 to 84 months.

Why a personal loan may be right for you

You can use a personal loan for any purchase or project. This one-time funding can help cover home renovations, medical bills or consolidating debts.